By accessing and using AFRI UMBRELLA, you agree to comply with the following Terms and Conditions. These terms govern your use of the website and all content provided on it. If you do not agree with any part of these terms, you should discontinue use of the website immediately.

AFRI UMBRELLA provides informational and educational content related to insurance topics. All content is published for general knowledge purposes only and should not be interpreted as professional advice. Users are responsible for how they use the information found on this website.

All content published on AFRI UMBRELLA, including text, logos, graphics, and layout, is protected by intellectual property laws unless otherwise stated. You may read, share links, and reference our content for personal and non-commercial use, but you may not reproduce, republish, or redistribute content without prior written permission.

While we strive to provide accurate and up-to-date information, AFRI UMBRELLA makes no guarantees regarding the completeness, accuracy, or reliability of any content. Insurance laws, policies, and regulations vary by country and may change over time.

Our website may include links to external websites for reference or additional information. AFRI UMBRELLA does not control or endorse third-party content and is not responsible for any loss or damage arising from the use of external websites.

AFRI UMBRELLA shall not be held liable for any direct or indirect damages resulting from the use of this website, including reliance on information provided herein.

We reserve the right to modify these Terms and Conditions at any time without prior notice. Continued use of the website after changes are made constitutes acceptance of the updated terms.